Payday & Installment Loans -

24/7 online approval up to $5k!

What is a payday loan (short-term loan)?


Payday loans are simply short-term financial solutions designed to assist you when caught in emergency situations. They often come with a high-interest rate, very quick approval and crediting of money to your account, and there’s no collateral. Nevertheless, just keep in mind that your next paycheck will serve as security to guarantee the lender that you’ll pay back the loan. The good thing with payday loans is that lenders, often than not, do not check your credit scores. So, you don’t have to worry if you have a bad credit history. The lender gives you the requested amount, and then you pay it all back with interest using your next paycheck.

What is an installment loan (personal loan)?


It is a loan you’re given in a single lump sum, and which you’ll repay over a long time with a set number of scheduled payments. A mortgage is a good example of an installment loan. You can pay it back in as little as few months and as long as 30 years. Most loans fall into secured category, meaning you’ll need to use collateral such as your land, car, or house. However, installment loans have over the few years been broadened to include unsecured loans. So there’s no collateral required here. However, they attract high-interest rates.

Minimum requirements for the borrowers:

It's realy easy! Almost any adult in the United States can make fast loan.

  • 1) 18 years old
  • 2) US resident
  • 3) Have any income
  • 4) Have an email
  • 5) Have a phone number

How much can You get?

Payday Loans (short-term cash advance):

  • $100 - $1000 (Up to 30 days)

Installment Loans (middle-term loans):

  • $100 - $5000 (Up to 24 months)

"Where can I get the Payday and Installment loans?"


You can borrow from banks, conventional lenders, and online lenders. If you’re going to borrow from conventional lenders, be sure that your credit score is not below 640. Also, your chances of your loan getting approved will be slim to none with most major banks if your credit score is below 700. Shopping for a loan online from reputable lenders is a smart option to save time and money wasted running around lending institutions. Since online lenders generally have lower operating costs, you’re most likely to benefit from competitive rates.

Use one of our online application forms (3-min!):

How to get payday loans and installment loans.


The information you’ll need to provide in your application often depends on the types of loan you’re interested in. Regardless of the type of loan, here are tips to maximize your chances of getting approved.

1. Review the lender’s policies
Make sure you get all of the facts straight, including the terms of service and specific instructions on how to apply. At the very least, find out:

a) What actions does the lender take if you fail to pay back your loan on time?
b) Does the lender require a copy of your credit score?
c) Does the lender require collateral?
d) Are the interest rates fixed?

2. Be honest when reporting your income
Even though lenders generally rely on third-party companies to get your reliable details, it’s always imperative to provide an accurate report of your income. Lenders prefer borrowers with permanent jobs because it’s a lot easier to recover their money. Unsteady incomes from, for example, freelance work or part-time work are not given much consideration. So if you want to get your request approved, then do not add them or exaggerate your income.

Also, ensure that all the other relevant details, such as your name and address are entered correctly. Any discrepancy between the documents submitted and your loan application will certainly result in a rejection.

3. Find a lender suitable for your credit score
Having a bad credit doesn’t entirely exempt you from getting the loan. As you work on improving your credit score, the best course of action is to shop around and find a lender that offers the loans even for those with bad credit.

Serviced cities and states:

ALABAMA (AL): Birmingham, Huntsville, Mobile, Montgomery, etc.

ALASKA (AK): Anchorage and others.

ARKANSAS (AR): Little Rock and others.

CALIFORNIA (CA): Anaheim, Antioch, Bakersfield, Berkeley, Burbank, Carlsbad, Chula Vista, Concord, Corona, Costa Mesa, Daly City, Downey, El Cajon, Elk Grove, El Monte, Escondido, Fairfield, Fontana, Fremont, Fresno, Fullerton, Garden Grove, Glendale, Hayward, Huntington Beach, Inglewood, Irvine, Lancaster, Long Beach, Los Angeles, Modesto, Moreno Valley, Murrieta, Norwalk, Oakland, Oceanside, Ontario, Orange, Oxnard, Palmdale, Pasadena, Pomona, Rancho Cucamonga, Rialto, Richmond, Riverside, Roseville, Sacramento, Salinas, San Bernardino, San Diego, San Francisco, San Jose, San Mateo, Santa Ana, Santa Clara, Santa Clarita, Santa Maria, Santa Rosa, Simi Valley, Stockton, Sunnyvale, Temecula, Thousand Oaks, Torrance, Vallejo, Ventura, Victorville, Visalia, West Covina and others.

COLORADO (CO): Arvada, Aurora, Boulder, Centennial, Colorado Springs, Denver, Fort Collins, Lakewood, Pueblo, Thornton, Westminster and others.

FLORIDA (FL): Cape Coral, Clearwater, Coral Springs, Fort Lauderdale, Gainesville, Hialeah, Hollywood, Jacksonville, Lakeland, Miami, Miami Gardens, Miramar, Orlando, Palm Bay, Pembroke Pines, Pompano Beach, Port St. Lucie, St. Petersburg, Tallahassee, Tampa, West Palm Beach and others.

HAWAII (HI): Honolulu and others.

IDAHO (ID): Boise City and others.

ILLINOIS (IL): Aurora, Chicago, Elgin, Joliet, Naperville, Peoria, Rockford, Springfield and others.

INDIANA (IN): Evansville, Fort Wayne, Indianapolis, South Bend and others.

IOWA (IA): Cedar Rapids, Davenport, Des Moines and others.

KANSAS (KS): Kansas City, Olathe, Overland Park, Topeka, Wichita and others.

KENTUCKY (KY): Lexington, Louisville and others.

LOUISIANA (LA): Baton Rouge, Lafayette, New Orleans, Shreveport and others.

MICHIGAN (MI): Ann Arbor, Detroit, Flint, Grand Rapids, Lansing, Sterling Heights, Warren and others.

MINNESOTA (MN): Minneapolis, Rochester, St. Paul and others.

MISSISSIPPI (MS): Jackson and others.

MISSOURI (MO): Columbia, Independence, Kansas City, Springfield, St. Louis and others.

MONTANA (MT): Billings and others.

NEBRASKA (NE): Lincoln, Omaha and others.

NEVADA (NV): Henderson, Las Vegas, North Las Vegas, Reno and others.

NEW HAMPSHIRE (NH): Manchester and others.

NEW MEXICO (NM): Albuquerque, Las Cruces and others.

NORTH DAKOTA: Fargo and others.

OHIO (OH): Akron, Cincinnati, Cleveland, Columbus, Dayton, Toledo and others.

OKLAHOMA (OK): Broken Arrow, Norman, Oklahoma City, Tulsa and others.

OREGON (OR): Eugene, Gresham, Portland, Salem and others.

RHODE ISLAND (RI): Providence and others.

SOUTH CAROLINA (SC): Charleston, Columbia, North Charleston and others.

SOUTH DAKOTA (SD): Sioux Falls and others.

TENNESSEE (TN): Chattanooga, Clarksville, Knoxville, Memphis, Murfreesboro, Nashville and others.

TEXAS (TX): Abilene, Amarillo, Arlington, Austin, Beaumont, Brownsville, Carrollton, College Station, Corpus Christi, Dallas, Denton, El Paso, Fort Worth, Frisco, Garland, Grand Prairie, Houston, Irving, Killeen, Laredo, Lewisville, Lubbock, McAllen, Mckinney, Mesquite, Midland, Odessa, Pasadena, Pearland, Plano, Richardson, Round Rock, San Antonio, Tyler, Waco, Wichita Falls and others.

UTAH (UT): Provo, Salt Lake City, West Jordan, West Valley City and others.

VIRGINIA (VA): Alexandria, Arlington CDP, Chesapeake, Hampton, Newport News, Norfolk, Portsmouth, Richmond, Virginia Beach and others.

WASHINGTON (WA): Bellevue, Everett, Kent, Seattle, Spokane, Tacoma, Vancouver and others.

WISCONSIN (WI): Green Bay, Madison, Milwaukee and others.